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From William and Mary Libraries Transcription Wiki
WM. H. MACFARLAND, President,
J. ADAMS SMITH, Cashier.
Farmers Bank of Virginia
Richmond, January 27, 1862
John M. Galt
Wmburg
Dear Sir:
Your favour of the 23rd [?] is [?]
without enclosure. You of the 13 [?] enclosing $300 check was
[?] our enclosed correspondence with Banks South,
now has it impossible for me to be prompt with individuals,
indeed I am compelled to decline new accounts every day.
Mr. J. A. Smith
